Investment Tracking
Investment accounts work differently from checking and savings. This guide covers how HOB tracks your cash, your holdings, and their current value.
Cash vs. Holdings
An investment account's balance in HOB is only the cash sitting in it - uninvested money waiting to be put to work. Your actual stock and fund holdings are tracked separately, as individual buy and sell transactions.
Adding a Holding
To record a purchase:
- Go to Investments
- Click + Add Investment
- Choose the investment account
- Enter the ticker symbol (e.g., AAPL, VTI)
- Choose Buy or Sell
- Enter the number of shares and the price per share
- Select the date
- Click Save
₿ Tracking Cryptocurrency
Crypto works exactly the same way as stocks - just use Yahoo Finance's crypto ticker format: the coin's symbol followed by -USD. For example, enter BTC-USD for Bitcoin or ETH-USD for Ethereum. Everything else - fractional shares, price per coin, buy/sell, live pricing - works identically to a stock purchase.
How Holdings Are Tracked
Holdings are tracked by ticker across all your investment accounts combined, not separately per account. If you own the same stock in two different accounts, HOB shows it as one combined position - total shares and total value together, not two separate cards.
📈 Live Pricing
HOB automatically looks up current market prices for anything you hold, so your holdings' value updates without you having to enter it manually.
Quick Tips
- 💰 Cash balance is manual: Update it yourself when you add or withdraw cash from the account
- 📊 Total value = cash + holdings: Both are added together for your account's real total
- 🔄 Prices update automatically: No need to manually track share prices
Next Steps
- Adding Your Accounts - Setting up an investment account
- Investments Over Time - Track your portfolio's value with saved snapshots
Still have questions? Contact support