Take Control of Your Money
Hands-on budgeting that keeps you connected to every dollar. No automatic imports, no passive tracking—just intentional spending.
Then just $9.99/month or $89.99/year (save 25%)
Manual Entry
Enter every transaction yourself. It's not a burden—it's awareness. You'll know exactly where your money goes.
Zero-Based Budgeting
Give every dollar a job. Budget rollovers let unused money carry forward—flexibility when you need it.
Complete Visibility
Track accounts, categories, transfers, and split transactions. See running balances and understand your true financial picture.
Built for Sole Proprietors and Small Business Owners
Every account, category, and transaction can be tagged Business or Personal, so your real business finances live in the same place as everything else - with the reports a small business actually needs come tax time.
Business/Personal Split
Tag accounts and categories as Business or Personal, then filter any report to one, the other, or both - no separate app, no duplicate data entry.
Organized for Tax Time
You categorize your own transactions and tag them by schedule reference - HOB just organizes and totals what you've entered, laid out the way your accountant will actually want to see it.
Mileage Deductions
Log business trips and enter your own rate per mile - HOB doesn't supply or suggest one, it just does the math, right alongside everything else.
HOB organizes and totals the categories you assign to your own transactions - it doesn't give tax, accounting, or legal advice, and it's not a substitute for a qualified professional. Always confirm anything tax-related with your accountant.
Why Hands-On?
Most budgeting apps automatically import your transactions. Convenient? Sure. Effective? Not really.
When you manually enter each transaction, something shifts. You become aware. That $4 coffee? You had to type it in. That impulse purchase? You watched yourself record it.
This isn't about punishment—it's about intention. HOB keeps you engaged with your money, so you make better decisions without thinking about it.
Simple, Transparent Pricing
Try HOB risk-free for 35 days. No credit card required.
Monthly
Billed monthly
🎉 35-Day Free Trial
- All features included
- Cancel anytime
- Flexible billing
Annual
Save $29.89 per year!
Just $7.50/month • 3 months free
🎉 35-Day Free Trial
- All features included
- Save $29.89 annually
- Pay once per year
Both plans include:
- Unlimited accounts & transactions
- Budget tracking with rollover
- Investment tracking
- Detailed reports & insights
- Mobile & desktop access
- Business & personal tracking, side by side
- Cancel anytime
Ready to Take Control?
Start budgeting with intention. 35 days free, no credit card required.
Create Your Free AccountNeed Help Getting Started?
Check out our knowledge base for step-by-step guides